DISCLAIMER AND TERMS OF USE
Redwood Asset Management Inc. is the investment manager to a number of mutual and hedge fund products. Important information about these funds, including management fees, commissions, trailing commissions, other charges and expenses is contained in their respective simplified prospectus or offering memorandum. Please read them carefully before investing. Unless noted otherwise, rates of return for periods greater than one year are historical annual compound total returns and include changes in unit value and reinvestment of all distributions, but do not take into account sales, redemption or optional changes payable by an investor which would have reduced rates of return. Mutual funds are not guaranteed, their values change frequently and investment returns will fluctuate. Performance data represents past performance and is not indicative of future performance. This is not a solicitation.
Information on this Website
This website is made available to you for your lawful, personal, non-commercial use only. You may print or download website pages for your personal, non-commercial use provided that you do not modify any of the website pages or other content and you do not remove or alter any visible or non-visible identification, marks notices, or disclaimers. You may not use the website and its content for any purpose or in any other way. In particular, the web site and its content may not be copied, imitated, reproduced, republished, uploaded, posted, transmitted, modified, indexed, catalogued, mirrored or distributed in any way, in whole or in part, without the express prior written consent of Redwood Asset Management Inc.
Redwood Asset Management Inc. does not accept any liability for your use of this website, your use of this website is at your own risk. This website is provided on an "as is" and "as available" basis, without any representations, warranties or conditions of any kind, whether express or implied, and including without limitation implied representations, warranties or conditions of title, non-infringement, merchantability, fitness for a particular purpose, performance, availability, timeliness, accuracy, or completeness, all of which are hereby disclaimed by Redwood Asset Management Inc. to the fullest extent permitted by law. Redwood Asset Management Inc. will not under any circumstances be liable to you or any other person for any loss or damage arising from, connected with, or relating to the use of this website by you or any other person.
This website, including all of its content, is the property of Redwood Asset Management Inc. and others, and is protected by the Canadian copyright and international copyright, trade-mark, and other laws. Your use of this website does not transfer to you any ownership or their rights in this website or its content.
Links to this website without the express written permission of Redwood Asset Management Inc. are strictly prohibited. To request permission to link to this web site, please contact Redwood at 416-368-8898 or invest@redwoodasset.com. The framing, mirroring, scraping or data-mining of this web site or any of its content in any form and by any method is strictly prohibited.
This website contains links to third party web sites. These links are provided solely as a convenience to you and not as an endorsement by Redwood Asset management Inc. Redwood Asset Management Inc. is not responsible for the content or accuracy of materials on such third-party web sites. If you decide to access linked third-party web sites, you do so at your own risk.
The information contained herein is subject to change without notice. Redwood Asset Management Inc. accepts no liability whatsoever for any loss or damage of any kind arising out of the use of all or part of this web site. The information contained herein is unaudited, unless explicitly specified otherwise. This web site is not intended to provide specific individual advice including, without limitation, investment, financial, legal, accounting or tax. Please contact your own professional adviser on your specific situation.This website does not constitute an offer to sell or solicitation to buy securities, including any mutual funds and/or hedge funds managed by Redwood Asset Management Inc.
PRIVACY STATEMENT
The purpose of this Privacy Statement is to inform you about the types of Personal Information we, Redwood Asset Management Inc. collect, use and disclose. It explains how we use and disclose that information, the choices you have regarding such use and disclosure, and how you may correct that information.
We are proud to demonstrate our commitment to your privacy, by complying with the laws and regulations under applicable privacy laws in Canada, including the Personal Information Protection and Electronic Documents Act.
From time to time, we may make changes to this Privacy Statement. The Privacy Statement is current as of the “last revised” date which appears at the top of this page. We will treat Personal Information in a manner consistent with the Privacy Statement under which it was collected and our Privacy Policy, unless we have your consent to treat it differently. This Privacy Statement applies to any information we collect or receive about you, from any source.
To which companies does this Privacy Statement apply?
This Privacy Statement applies to the collection, use and disclosure of Personal Information by Redwood Asset Management Inc.
What is Personal Information?
Personal Information is any information that is identifiable with you. This information may include but is not limited to your name, mailing address, phone numbers, email address, identification numbers, credit card numbers, banking information and creditor information. Personal Information, however, does not include your name, business title or business address and business telephone number in your capacity as an employee of an organization.
How do we collect your Personal Information?
We will always collect your Personal Information by fair and lawful means (e.g., when you complete an investment application to buy units of the Redwood Asset Management Inc. products). We often collect Personal Information from you and from third party service providers (e.g., your broker or dealer), where we have obtained your consent to do so or as otherwise permitted or required by law.
How do we use your Personal Information?
We identify the purposes for which we use your Personal Information at the time we collect such information from you and obtain your consent, in any case, prior to such use. We collect, use and disclose your Personal Information in order to open your account, process your transactions and/or provide you with various administrative services with respect to your account (the “Purposes”). We may also use your Personal Information as otherwise permitted or required by law.
\To whom do we provide your Personal Information?
We identify to whom, and for what purposes, we disclose your Personal Information, at the time we collect such information from you and obtain your consent to such disclosure. For example, we may disclose your Personal Information:
(a) to allow us to carry out the Purposes between Redwood Asset Management Inc.;
(b) to allow us to carry out the Purposes, to third party service providers with whom we have a contractual agreement (which agreement includes appropriate privacy standards) for the purpose of:
(i) mailing information materials;
(ii) disclosing information back to your broker or dealer; and/or
(iii) data processing, database services, record keeping or information technology support on our behalf;
(c) for such other disclosures of Personal Information to such persons for which you provide your consent; and
(d) as otherwise permitted or required by law.
When and how do we obtain your consent?
We obtain your consent prior to collecting, and in any case, prior to using or disclosing your Personal Information for any purpose. You may provide your consent to us either orally or in writing. Currently, unless you notify us, we will deem you to have consented to our Privacy Statement when we send you a copy of our Privacy Statement.
How do we ensure the privacy of your Personal Information when dealing with third parties?
We ensure that all third parties that are engaged to perform services on our behalf and are provided with Personal Information are required to observe the intent of this Privacy Statement and our Privacy Policy and Practices.
How long will we utilize, disclose or retain your Personal Information?
We may keep a record of your Personal Information, correspondence or comments, in a file specific to you. We will utilize, disclose or retain your Personal Information for as long as necessary to fulfill the purposes for which it was collected and as permitted or required by law. We will establish minimum and maximum retention periods and procedures for maintaining and destroying your Personal Information.
How can you review your Personal Information that we have collected, utilized or disclosed?
Generally we will make available to you any specific Personal Information on you, that we have collected, utilized or disclosed, upon your written request, to the extent permitted by law. We will make such information available to you in a form that is generally understandable, including explaining any abbreviations or codes.
How do you know that the Personal Information we have on you is accurate?
We will ensure that your Personal Information is kept as accurate, complete and up-to-date as possible. We will not routinely update your Personal Information, unless such a process is necessary. We expect you, from time to time, to supply us with written updates to your Personal Information, when required.
What if the Personal Information we have on you is inaccurate?
You can at any time, challenge the accuracy or completeness of the Personal Information we have on you. If you successfully demonstrate that the Personal Information we have on you is inaccurate or incomplete, we will amend the Personal Information as required. Where appropriate, we will transmit the amended information to third parties having access to your Personal Information.
How fast will we respond to your written requests?
We will attempt to respond to each of your written requests not later than thirty (30) days after receipt of such requests. We will advise you in writing if we cannot meet your requests within this time limit. You have the right to make a complaint to the federal Privacy Commissioner in respect of this time limit.
Are there any costs to you for requesting information on your Personal Information or on our Privacy Policy or Practices?
We will not assess any costs to you for access to your Personal Information or on our Privacy Policy or Practices unless we have extended the time limit for responding to your request by an additional thirty (30) days and provided you with an estimate of the approximate costs, if any. You may withdraw your request for access to information by notifying us within the twenty-five day notice period disclosed on the estimate. If you do not notify us within such twenty-five (25) day period, we will send you a further notice indicating that you will be deemed to have withdrawn your request for access unless you advise us otherwise within twenty-five (25) days. If after the expiry of this twenty-five (25) day period, you have not so advised us, we will deem your request to have been withdrawn and provide you with written notice to that effect.
How do we know that it is really you requesting your Personal Information?
We may request that you provide sufficient identification to permit access to the existence, use or disclosure of your Personal Information. Any such information shall be used only for this purpose.
What safeguards have we implemented to protect your Personal Information?
We have implemented physical, organizational, contractual and technological security measures to protect your Personal Information from loss or theft, unauthorized access, disclosure, copying, use or modification. The only employees, who are granted access to your Personal Information, are those with a business ‘need-to-know’ or whose duties reasonably require such information.
How do you contact us regarding access to your Personal Information or our Privacy Policy and Practices?
All comments, questions, concerns or complaints regarding your Personal Information should be forwarded to our Privacy Officer as follows.
In writing:
Attn: Privacy Officer
Redwood Asset Management Inc.
120 Adelaide Street West
Suite 2400, P.O. Box 23
Toronto, Ontario
M5H 1T1
Tel: 416-368-8898
Fax: 416-368-1608
